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Posts from the 'Cost Of Bankruptcy' category

Petitioning a debtor into bankruptcy. Will it cost the creditor?

2013-10-16 19:02:53


I have a couple of questions with respect to Involuntary Bankruptcy or petitioning a debtor into bankruptcy:

1.  Does the debtor pay for the bankruptcy or does the petitioner?or Will it cost the creditor?

2. Are the terms for discharge etc the same as a voluntary bankruptcy?



With regards to petitioning someone (i.e. a person) into bankruptcy, you have to...[more]

What happens to your RRSP in Bankruptcy?

2014-02-14 00:34:25


What happens to your RRSP in Bankruptcy?


Registered retirement savings plans play an important role in the financial planning of many Canadians.   For those individuals whose employers do not offer retirement benefits and for those individuals who are self-employed an RRSP may be the best post retirement plan available, other than CPP and OAP benefits.


4 Things You Didn't Know About Bankruptcy

2014-08-11 16:21:28

Debt problems aren’t something we like to talk about, and because of that there are a lot of misconceptions about the bankruptcy process.  This post aims to shed a little light on insolvency and share some facts that you probably didn’t know. $1,000 minimum: You don’t need a huge amount of debt to file for bankruptcy.  While it is uncommon for someone with only $1000 of debt to require a bankruptcy filing, everyone’s situation is different.  Don’t put off seeking advice because you think your debt load is too small to qualify.   No income...[more]

Trustee Fees

2014-08-11 16:25:42

Once you decide that you need to do something about your debt you have many options from which to choose. Each option has different pros and cons and all of them come at a cost. This post tries to elucidate what you would be likely to pay if you filed for insolvency with a licensed bankruptcy trustee. How are Trustee fees determined?  Trustee fees for bankruptcies and consumer proposals are based on a tariff set out in the Bankruptcy and Insolvency Act.  The calculations are based on the amount of money that comes into the estate, not the amount of work...[more]

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